Your credit score affects many areas of your life:

Your ability to get a loan of any type (mortgage, car, etc.), a job, or a bank account. We all make financial mistakes at some point. Learning from these mistakes and learning to avoid them in the future is what will help you obtain and maintain a good credit score.

What to watch for:

No matter what anyone says, accurate, current negative information cannot be removed from your credit report. A reputable company will challenge questionable items with the credit bureaus. A company that encourages you to “create a new credit identity” by applying for an Employee Identification Number and using that rather than your Social Security Number is setting you up for criminal fraud charges.

Things to consider:

The credit system can seem like a conversation between your creditors and the credit bureaus, but this conversation is not complete until you have joined it. You (or your legal representative) have the right to question any information on your credit reports. Anything that you think may be inaccurate, misleading, incomplete, unverifiable, biased or unclear ("questionable.") If an item cannot be verified, then it must be removed. A good credit repair company acts as “your voice” in this conversation and will do everything possible to repair your credit report.

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  • 4. Have you ever used a credit repair company before?
    Yes No
  • 5. Do you have the funds to keep your monthly bills current?
    Yes No
  • 6.For an in-depth analysis and consultation of your credit file, would you be willing to cover the costs of a tri-merged credit report (approx $24), and approximately 15-30 minute phone conversation with a professional consultant?*
    Yes No
    *100% satisfaction guaranteed, includes a copy of your credit file, as well as, a complete understanding of every account that is currently reporting on your credit rep
  • 7. Tell us as much as you can about your credit situation and let us know what you are trying to accomplish or purchase and how soon?
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